Digital Transformation in Banking: Evolution, Applications and Benefits Digitalization in banking is a technologically enabled cultural, institutional, and functional shift. Digital transformation, in its simplest basic form, is the progression to digitized client services delivered over the Internet. In a deeper context, digital transformation entails enhancements to a variety of areas such as offers, automation systems, user experience, advanced analytics, team building, and marketing. https://www.antino.com/blog/digital-transformation-in-banking