Pradhan Mantri Suraksha Bima Yojana https://www.nivabupa.com/pradhan-mantri-suraksha-bima-yojana.html The Pradhan mantri suraksha bima yojana is a government-backed insurance plan covering accidental death, total and partial disability. Available for individuals aged 18 to 70 with a bank account, it requires an annual premium of ₹12, deducted automatically. In case of total disability or death due to an accident, the nominee receives ₹2 lakh.